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Guide on Owning a Kelowna Rental Home with a Property Manager

Tenanted Properties and Property Management

Real estate investing can be a very profitable business opportunity. Real estate is something that will never go away, which means that there will always be a demand for living space, whether it’s an apartment unit or a single-family home. Owning your rental property may seem like the perfect way to increase your income and build equity simultaneously.

But if you are considering this type of investment, here are some things to consider before you run out and buy up all the real estate you can afford!

Owning a Rental Property

When it comes to determining whether or not you should own a rental property, there are many things you need to consider before entering into this type of investment.

First and foremost is the cost, which means more than just the purchase price and maintenance and upkeep costs. You will want to know how much your monthly mortgage payments (including taxes and insurance) will be at current interest rates.

If possible, ask about any potential future increases in property taxes and insurance premiums due to a decrease in home values in your area because these can negatively impact your cash flow.

Finally, be sure to consider the cost of additional expenses associated with owning a rental property, such as vacancies, repairs, and maintenance, with determining what your actual cash-on-cash return will be.

Ten Tips for Renovating a Rental Home or Condo

So you have decided it is time to purchase a rental property. But before you jump in, here are ten tips that will save you money when renovating your home or condo.

In addition to saving yourself money, following these tips will also help ensure that your investment is properly maintained, allowing you to offer better service when renting out your unit(s).


Know the rules and codes: Ensure that any renovation project you undertake will not violate local building codes or neighborhood association guidelines. Some renovation projects may require you to pull permits to prevent potential issues with your neighbors, building inspections, or the city when selling your home.


Do it yourself: Many people fail at renovations because they do not fully understand the process and know all the steps involved. The best way to avoid costly mistakes is by doing it yourself.


Look for deals: When renovating a rental property, the cost is always an issue, so look for inexpensive yet effective solutions instead of more expensive items that will only add value.


Work on one room at a time: Don’t try to tackle too many things at once, such as electrical wiring and plumbing painting just before moving into new tenants. Renovating one room at a time will help you plan ahead and keep costs down.


Don’t buy new: Look for ways to reuse old items instead of purchasing new ones. Ask yourself, “Do I need this?” or “Can it be purchased used?”


Get rid of unwanted items: Sometimes, the best way to save money on renovations is by looking through your possessions and purging what you don’t need. Sell off any items that have value online or donate anything that can be used by someone else.


Skip the accent pieces: Although you may want to add lots of colors, colorful appliances, even colored countertops can cost a lot, so consider going with neutral colors.


Be creative: If you can’t afford a professional, take a class to gain the skills needed to do the job yourself. In addition, if you notice that your rental unit has outdated appliances or fixtures, many local college campuses may allow you to use their spare equipment until it is time for them to replace it.


Plan ahead: Make sure that any renovations are done in stages so that at least one room is always available for rent.


Wait before painting: Painting projects require lots of prep work which will add up quickly; plus, there’s always the chance of damaging items while doing so (think of moisture issues with paint strippers). Before painting any surface, scrutinize this and ensure proper ventilation during the project.


Don’t forget about the outside: The exterior of your rental property is just as important as the interior. Make sure that any repairs or renovations are done promptly and that it is always well-maintained


Renovating a rental property can be costly if not done correctly. You can save yourself time and money while ensuring that your investment is properly maintained by following these tips.




How to Use a Property Manager for Finding a Qualified Tenant?

When renting out your property, using a professional property manager will help you find the most qualified tenant possible. In addition, a good Kelowna property manager can also help take some of the day-to-day tasks off your back so that you can focus on other important matters.

The atmosphere is key: One of the benefits of using a professional property manager is that they will have an extensive network of qualified professionals that can help with everything from repairs to finding quality tenants.

By using a reputable company, you can be assured that your rental property will be taken care of and that you’ll have peace of mind knowing it’s in good hands.

Things That Could Go Wrong When You Do It Yourself


When renting out your property, doing it yourself can seem like a cost-effective way to save money. However, several things could go wrong if you’re not properly prepared. Here are just a few:


Damaged property: If you’re not familiar with properly repairing or renovating something, you run the risk of permanently damaging it.


Expensive mistakes: Using the wrong tools or materials can cost you more than you imagined.


More work than expected: Sometimes renovations can take longer than anticipated, so be prepared for this possibility.


Lots of time wasted: Trying to do too much at once could lead to taking up hours upon hours of your day.


Owning a rental property can be very profitable as long as you know what you are doing and take precautions against potential disasters – even when they come from unexpected sources!


The critical thing about renovations is that they aren’t something you want to do by yourself unless you have enough experience because there will always be accidents waiting to happen. So make sure you aren’t the one getting hurt!…

Custom and bespoke kitchen cabinets and furniture

Cabinet doors

Choosing Your Kitchen Cabinets

Have the freedom to choose the kitchen that you like the most. Without ties, without the pressure of predetermined Kelowna cabinets that selects the room’s style and organization for you. We believe that this is essential to feel comfortable, and the first step to feeling that the house you live in is a ‘home.’

A custom kitchen gives infinite possibilities and combinations. Any style is valid, from a more rustic or classic to a more minimalist or modern one, and even a designer kitchen. Nothing is currently at odds so that the kitchen is fully equipped with the best and most modern appliances and gadgets for this much-used room.

Personalized kitchen furniture that makes you feel satisfaction and comfort by spending time with each other

The life model has completely changed and whatever the type of family and home, the kitchen is one of the places with the most traffic and where more moments are shared together.

That is why it is one of the rooms that require the most care. The kitchen is more than that place where you prepare your dishes on a day-to-day basis. It is no longer just a hob with a stove and some supporting appliances. The kitchen is a place to share moments and experiment. Furniture adapts to these circumstances to place the kitchen at the center of home life.

We understand this circumstance and are committed to offering a service where the customer is the main actor. With all kinds of finishes, materials, and decoration lines that make each kitchen unique and unrepeatable. Because kitchens, to a greater or lesser extent, show how we are.

A bespoke renovation is important so that the kitchen is perfectly equipped. Without losing the style and design that most satisfies the client. Maintain the temporary style and make it last for years and years without losing that magical halo that only the client’s personal touch achieves.

In short, a wide range of resources when preparing a custom kitchen design project. Luxury kitchens with the latest technological advances coupled with extensive experience that allows completely personalized designs.

Experts In Custom Kitchen Cabinets

If in a room of the home, it is worth betting on the exclusive and custom design, that is, the kitchen. The personalized kitchen furniture that we propose meets the most suitable characteristics and specifications to ensure that your kitchen fully adapts to the functionalities.

Simultaneously, of course, these pieces perfected by our specialists present an aesthetic in line with decoration trends, always following the preferences you express to us, finished off by careful finishes.

We shape furniture that fits what you need, and we do it in the context of kitchens with modern and optimized designs. We will be your allies to provide this room in the house with benefits at the height of what you deserve.

The Day In The Life Of A Home Loan Broker

Mortgage brokers are constantly in a state of motion throughout the day, putting deals together and serving the public’s needs in the finance sector. There’s been an unfair stigma associated with finance brokers in relation to the 2008 housing crisis in the United States. Unfortunately, these type of brokers who look to push loans first no matter the outcome, do exist. The good thing for the industry is, these brokers are a rare exception and not the rule. The clampdown on the industry after 2008 has seen to that and the focus is towards ethical practices within the mortgage brokerage industry. As previously mentioned, mortgage brokers are in motion at all times. How much motion you ask? Let’s take a look at a day in the life of a home loan broker from daybreak to sunset.

6:00 AM

John wakes up and rubs the sleep away from his eyes as his wife Jessie is already downstairs making coffee and starting breakfast. As John is taking a shower, he’s going through his mental rolodex of clients and financial institutions to call when he arrives at the office. His thoughts are halted momentarily as he concentrates on his fog-free mirror to give himself a quick shave. A few minutes later, John is out of the shower and putting on his freshly-starched slacks and shirt.

7:00 AM

Jessie wakes their children Shelley & Del to get them started on getting ready for school. John settles in to a hot cup of Joe as he slowly nibbles on his bacon & eggs. John quickly scans through Yahoo Finance on his laptop to get a cursory glance at the latest rates and the prime rate. This information is always good to have when putting mortgages together as you can never have too much information.

7:45 AM

Del & Shelley, having already showered and dressed, head off out the door to the bus stop after hugs and kisses from Jessie & John. Del drew a picture of his Dad in front of a desk as only a precocious six-year old could. John smiles at the picture and tucks it into his briefcase as he’ll display it prominently on his office wall.

8:00 AM

John gets his tie quickly straightened out by Jessie, who gives him a kiss to send him off to the 30-minute journey on the motorway to the office. As he traverses, John quickly remembers that he has a lunch meeting with a home loan client at 12:30 to go over his paperwork for a $500,000 home purchase. The home sits in an affluent area of town and the client’s credit score of 743 is a good score, but finding a lender could prove somewhat problematic.

8:35 AM

John gets to the office and settles in with another cup of coffee, there will be plenty of cups consumed on this day as he has a full schedule of clients and calls to make.

8:50 AM

Ten minutes before the brokerage opens, John has placed his sixth call so far, chatting with a lender in VIctoria about a client’s loan status. The lender wants to grant the loan on 10% terms and John specifically mentioned to the client that he was fairly certain that he would find a loan lower than 10%. The lender goes back and forth with John, discussing terms and options to get through this impasse. John agrees to take a 10% reduction on his commission from the lender for this loan and in turn, the lender agrees to lower the rate to 9% for this client.

The lender emails the final paperwork over to John in PDF format and John quickly prints out all the forms. He smiles, knowing that his client will be pleased with the rate as he assembles the paperwork in order to staple together. John calls the client with the happy news and sets an appointment to have the client arrive tomorrow to look over and sign the final paperwork.

9:00 AM

The office is abuzz with electricity as John’s fellow brokers leap into action, answering ringing phones, looking up the latest rates online, and printing off paperwork. Clients walk in and wait to meet with brokers to consult about their homeownership needs. The firm is a bastion of activity as John meets with a new client looking to garner a loan for a small house in the suburbs.

1:00 PM

John finishes up with his 12:30 lunch client over a small meal ……

Buying a home in Kelowna

A New Opportunity: Buying a Homes in Kelowna

If you are looking for a new opportunity, to buy a home in Canada, you can prepare to be immersed in an area that offers the following:
* a progressive environment
* added diversity
* a multicultural surroundings
Canada is a country that has strived to keep life affordable for all of their valued citizens. Buying a home in Kelowna real estate  can be viewed as an opportunity worth seizing. There are some very useful tips that will help any prospective home buyer to get the ball rolling toward ownership.The Right Location
You will need to find your own piece of heaven right in Canada. Do not let the home features of a prospective home lure you into a location that does not match your lifestyle. Choose a location that will suit you and all household residents:
* urban or suburban?
* do you feel comfortable in the neighborhood surroundings?
* consider the distance to your work
* check into crime ratesTips: Step Toward a Dream Home in Kelowna
Every type of process is going to require a few useful tips and steps and this includes buying a . Keep in mind, real estate is a very worthy investment and owning a home is going to require some added thought. The following logical steps will help any prospective buyer to organize their Canada home buying process:
* determine if you are ready to become a Canadian home owner; Keep in mind, owning a home is going to require added responsibility. It is important to determine if this is something you are prepared for. Ask yourself if you are financially ready for this type of endeavor* consider your down payment options; a down payment is not always needed upfront. It will be important to have the financial means to save up for a down payment by keeping your budget flexible and saving some money each month* a home maintenance plan and budget; your budget will need to include a home maintenance plan because upkeep will be needed

* incorporate organization into the entire process; during the seeking process, you will need to have all of your necessary paperwork orderly and in a in a safe spot. This will require all of your banking information, income paperwork and other expenses. Organization will smooth out the entire home buying process

* find out if grants are available; check into any available rebates or grants which you may qualify for. Grants can be very helpful in cutting the costs for homeowners. You will need to check with area lenders

* don’t be afraid to shop around and obtain a great rate; to buy a dream home will usually be a long-term arrangement for a homeowner. Make sure you do your financial homework and keep your budget in mind for the future. Don’t be afraid to ask for professional advice

* mortgage pre-approval; mortgage pre-approval is free to any serious prospective home buyer. This is a matter of filling out a financial form and determining if you can afford a new home

* onward with your home search; searching for the home of your dreams, in Canada, will be an experience like no other. If your paperwork is all in order, you are all ready to snag up your future home

* seal the deal with an offer; expect this part to move along quickly. You’ll need to make an offer of your favorite home and once an offer is accepted, an inspection will take place to ensure your new home is in good condition. Often a buyer incorporates the inspection fee into the purchase
These are the basic steps that will need to be taken in order to have an organized home buying process in Canada.

Renovating Your Home with Kelowna Kitchen Cabinets

Kelowna Kitchen Cabinets Change The Look Of Your Kitchen

Whether you are thinking of developing your dream home from scratch, or renovating your kitchen, choosing an ideal cabinet design isn’t usually easy. Your kitchen’s overall appearance, functionality, and space will be hugely impacted by the type of Kelowna kitchen cabinets you choose. This is nothing to worry about, so if you ever find yourself in this hard decision, these ideas should help you choose the best kitchen cabinets;


  1. Door style.

Door styles in your kitchen are the most visible when it comes to design elements. Choosing your door style will play a significant role in the general look of your entire kitchen. One easy way to decide on a door profile that you like is to know what materials and designs you will use to make your kitchen doors. The type of wood you choose determines the durability and the appearance of your entire kitchen. For example, a recessed square is simple and has decorative edges, which add a beautiful design element.


  1. Materials.

When choosing the materials for kitchen cabinets, you have to put style and durability in mind. High-quality materials cost more money than low-quality materials, and not only are good quality materials worth your money, they also increase the value of your kitchen.

Even though solid wood is the most used material for kitchen cabinets, there are other materials that you can put into consideration when choosing kitchen cabinets. For example, materials like metal, steel, and melamine can also be used. Make sure to select your favourite material first before starting your renovation.


  1. Function.

Your kitchen cabinets won’t be any good if they don’t function how you want them to work. Consider the needs of your kitchen before choosing the cabinets for your kitchen area. The idea of understanding the function of your cabinets will help you make other decisions wisely. For example, the functionality of your cabinets will help you decide where some appliances will be placed.


  1. Hardware.

What hardware will you use? The hardware you choose can significantly impact the final look of your cabinets. Doors and drawers will always open with ease when you have the right hardware. For the doors, some close features will keep the cabinet doors from banging. Quality hardware means durability.


  1. The cost

Kitchen cabinets in Kelowna are often considered the kitchen’s focal point, which means they are always noticed first. A lot of the cost when building a new kitchen or renovating an existing kitchen goes to the cabinets. This means that after considering your cabinets’ materials and design, you should consider the materials’ cost.

For example, MDF is well known for kitchen cabinet doors because it is cheaper, and you can get various colours. On the contrary, solid wood for the frames are an excellent choice for durability but cost more money.

It is good practice to save your kitchen cabinets’ costs to direct the money on kitchen appliances budgeting, flooring, and other kitchen needs.


Remember, as much as choosing a kitchen cabinet can be time-consuming and overwhelming, it not impossible to come up with the right choice when you put the mentioned considerations in mind.

Professional Carpet Cleaning before showing your house to buyers

When we talk about carpet cleaning, there can never be too much emphasis, especially when you are putting your home up for sale. Take a moment to imagine yourself as a prospective home buyer. You’ve seen pictures of the house, read a review or two that talks about the number of bedrooms, the pool by the garden, a large lawn for outdoor parties, and even a lake just stone throws away. Amazing you think.


So, you decide to pay a visit and see things for yourself. Already, you have mental pictures of where you’ll have the piano and the large dinner table. Even the walls have been painted in your head, with bright-coloured cottons flowing from the roof to the ground. But as you step in, everything changes. The first thing that greets you is the foul odor. You’re not sure where it’s coming from until you notice several patches of liquid stains and wetness on the carpet. Now, what if roles are reversed and someone has an interest in your home?


Apart from making a great impression on the buyer, it gives the feeling of security that everything else is in good shape. Truth is, even if everything else is in great shape, the condition of your carpets could just make all the difference- whether the buyer will make an offer or simply walk away. You should understand that when a prospective buyer walks into your home, they’re already picturing it as theirs and would want everything to be in near-perfect condition. Professional carpet cleaning before a sale will make your home feel like new.


But there are several other reasons why you should get professionals to clean your home before showing it to a buyer. Some of them include;


  • Convenience: For most home sellers, there’s a likelihood they already have a place to move to before listing their house. It would be so much stress to worry about cleaning your carpets yourself, while at the same time getting the new place ready to move in. A professional carpet cleaning service can take care of that for you while you focus on your new home. It just saves you lots of time and energy.


  • Efficiency: Well, they’re called professionals for a reason. Professional carpet cleaners know just the right tools and chemicals to use for the job, in a way that leaves your carpets, rugs or floors looking like new. They also know what substance is safe for your carpet, and can do so much more than you can imagine. Furthermore, you may just find out that you’ll end up spending less money hiring a professional cleaner than when you try and do it yourself because, oftentimes, you always run back to the professionals.


  • Vacuuming is never enough: Vacuum cleaners are a blessing. You can’t imagine a world without them. In fact, modern vacuum cleaners give you so much liberty to do other things while you’re cleaning because they’re automated. However, even vacuum cleaners have their limitations. They are certain stains that won’t get away with just vacuum cleaning. A professional cleaning service will know what to do with every situation and at every point in time.
  • Good health: Good hygiene promotes good health, both for you and the potential buyer. It is important to keep the house clean and healthy at all times, and that includes your carpets.


  • Odor, bacteria and Appearance: These are the three major things that carpet cleaning is concerned about; taking out the terrible smell, exterminating the bacteria and other germs, as well as giving your carpets a whole new appearance. Who doesn’t like their carpets looking good and new? Professional carpet cleaners will help you achieve these.


  • Buyers want to move in ready: Just like the scenario we created at the beginning of this post, every buyer wants to move in ready. Not many people would want to do so much work. Some do not have the money for the extra cost, others do not have the time. Besides, people only want to concern themselves with furniture selection and interior décor. You will be giving your house a great chance on the listing by professional carpet cleaning your home before a sale.


Final Words…

We have given at least 6 reasons why you should have professionals clean your carpets before you sell your home. But don’t get it wrong, not all carpet cleaners can actually do the job. The key to having the key to having the best out of a carpet cleaning exercise is to have the best professional carpet cleaning service take care of your home. That way, you can be sure of getting only the best service available and give your home a better chance of getting that big sale.…

Buying a Condominium

Buying a condo is a different experience than buying a house and the things a buyer has to consider in their choices.


Price range comes first as this will dictate what areas to start your search in. If you have a pre approved mortgage then you know ahead of time what your limits are in affordability.

Size is a factor. How many bedrooms do you need? This will eliminate a lot of the locations if you need 2 or more in a specific price range.

Location is the next detail, how close do you have to live to work or school? If your mortgage limit is $400,000 and you require 2 or more bedrooms then you can search to see what that amount of money will enable your to buy in each location. It is a good idea to walk around the different neighborhood locations to see if they feel like a good fit.